In mid-2024, Sahil and Yuan found themselves discussing the painful experience of refinancing a mortgage. The hoops people had to jump through, the paperwork, and the frustration. It was clear that the process was painful. Having worked in the fintech industry for over a decade, both of them immediately recognised the opportunity for improvement.
They realised that the mortgage experience, both for advisors and consumers, didn't have to be this complicated or stressful. There was a better way — a way that could ease the burden and bring efficiency to the entire process. With this in mind, Sahil and Yuan set out to craft a solution that would positively impact the home mortgage market, streamlining the process and delivering value to everyone involved.
That's how AffordX was born: out of a shared vision to revolutionise the mortgage application experience, making it simpler, faster, and more transparent for all.